Srimad Bhagavatam 5.14.10 - PURPORT
The main disease in material life is the bodily conception. Being baffled again and again in material activity, the conditioned soul temporarily thinks of the futility of material enjoyment, but he again tries the same thing. By the association of devotees, a person may become convinced of the material futility, but he cannot give up his engagement, although he is very eager to return home, back to Godhead. Under these circumstances, the Supreme Personality of Godhead, who is situated in everyone’s heart, compassionately takes away all the material possessions of such a devotee.
As stated in Śrīmad-Bhāgavatam (10.88.8): yasyāham anugṛhṇāmi hariṣye tad-dhanaṁ śanaiḥ. Lord Kṛṣṇa says that He takes everything away from the devotee whom He especially favors when that devotee is overly attached to material possessions. When everything is taken away, the devotee feels helpless and frustrated in society, friendship and love. He feels that his family does not care for him any longer, and he therefore completely surrenders unto the lotus feet of the Supreme Lord. This is a special favor granted by the Lord to a devotee who cannot fully surrender to the Lord due to a strong bodily conception. As explained in Caitanya-caritāmṛta (Madhya 22.39): āmi—vijña, ei mūrkhe ‘viṣaya’ kene diba. The Lord understands the devotee who hesitates to engage in the Lord’s service, not knowing whether he should again try to revive his material life. After repeated attempts and failures, he fully surrenders to the lotus feet of the Lord. The Lord then gives him directions, and, attaining happiness, he forgets all material engagement.